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UPI (Unified Payments Interface)UPI (Unified Payments Interface)

UPI (Unified Payments Interface) is India's real-time payment system developed by the National Payments Corporation of India (NPCI) that enables instant money transfers between bank accounts via mobile. It powers apps like PhonePe, Google Pay, and Paytm and has become the dominant digital payment rail in India.

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What UPI (Unified Payments Interface) is

UPI (Unified Payments Interface) is India's real-time payment system developed by the National Payments Corporation of India (NPCI) that enables instant money transfers between bank accounts via mobile. It powers apps like PhonePe, Google Pay, and Paytm and has become the dominant digital payment rail in India.

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At a glance

UPI (Unified Payments Interface) service facts
FactValue
Official sitehttps://upi.com
Status coveragePublic status page
Parent companyNational Payments Corporation of India
Founded2016
HeadquartersMumbai, India
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